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In
order to direct your dental insurance requests to the proper company
we request each patient to provide a proof of insurance card for all
primary and secondary coverage at the initial appointments. Our computer
will fill out the required information and we will file it with your
insurance company.
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It is important to understand that dental insurance
does not always cover 100% of fees. Please review your coverage and
bring any supporting information with you at your first appointment.
Dental insurance usually covers about 80% to 100% of preventive services
like exams, cleanings, x-rays, fluoride treatments; 60% to 80% of
routine fillings and root canals; 50% of major procedures like crowns
and bridges. Also, most companies require a $50.00 to $100.00 deductible
to be satisfied and limit total payments to a calendar year maximum
of $1000.00 to $2000.00, depending on your plan.
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We have one and the
same fee schedule for all patients.
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Your insurance company may deny
payment on necessary treatment. Benefits are not determined by our
office but by the type of plan chosen by your employer. It is important
to know that insurance companies "average" dental fees from throughout
the country and use what is known as a "UCR" - usual and customary
fee - and cap your particular coverage based on the UCR. We provide
all the supporting information to the insurance company to support
your claim but, ultimately, your insurance company will determine
coverage.
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Our office is currently a provider for the following dental
plans:
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Our
office accepts cash, personal checks, Visa, Mastercard and Discover
cards at this time. We do not accept American Express.
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For patients
who desire to extend payment for services, we have arranged financing
for qualified patients through American General Finance.
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